Call reports 2006
DIME COMMERCIAL BANK — 2006
What DIME COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 525,001,000 | 526,026,000 | 604,245,000 | 573,487,000 |
| Total loans | 300,723,000 | 311,011,000 | 314,688,000 | 325,997,000 |
| Allowance for loan losses | 2,379,000 | 2,386,000 | 2,413,000 | 2,512,000 |
| Securities available for sale | 178,727,000 | 175,821,000 | 201,647,000 | 202,590,000 |
| Securities held to maturity | 10,131,000 | 1,987,000 | 4,856,000 | 9,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,676,000 | 452,788,000 | 554,809,000 | 504,414,000 |
| Interest-bearing deposits | 290,738,000 | 269,670,000 | 373,874,000 | 330,783,000 |
| Noninterest-bearing deposits | 175,938,000 | 183,118,000 | 180,935,000 | 173,631,000 |
| Equity capital | 46,436,000 | 44,206,000 | 45,104,000 | 45,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,555,000 | 15,229,000 | 23,510,000 | 32,030,000 |
| Interest expense | 1,576,000 | 3,458,000 | 5,725,000 | 8,337,000 |
| Net interest income | 5,979,000 | 11,771,000 | 17,785,000 | 23,693,000 |
| Noninterest income | 996,000 | 2,256,000 | 3,488,000 | 4,702,000 |
| Noninterest expense | 3,768,000 | 7,841,000 | 11,978,000 | 16,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 85,000 |
| Pretax income | 2,950,000 | 5,929,000 | 9,006,000 | 12,020,000 |
| Income tax | 1,010,000 | 1,951,000 | 2,876,000 | 3,851,000 |
| Net income | 1,940,000 | 3,978,000 | 6,130,000 | 8,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,088,000 | 48,198,000 | 47,170,000 | 47,640,000 |
| Total capital | 51,586,000 | 50,703,000 | 49,702,000 | 50,271,000 |
| Risk-weighted assets | 366,386,000 | 378,271,000 | 395,074,000 | 400,242,000 |