Call reports 2005
DIME COMMERCIAL BANK — 2005
What DIME COMMERCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 535,865,000 | 557,265,000 | 547,016,000 | 533,361,000 |
| Total loans | 297,101,000 | 302,838,000 | 304,157,000 | 302,264,000 |
| Allowance for loan losses | 2,302,000 | 2,410,000 | 2,393,000 | 2,383,000 |
| Securities available for sale | 183,517,000 | 182,551,000 | 189,570,000 | 182,801,000 |
| Securities held to maturity | 21,270,000 | 5,951,000 | 10,011,000 | 10,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,280,000 | 507,229,000 | 496,689,000 | 468,105,000 |
| Interest-bearing deposits | 321,402,000 | 311,593,000 | 303,440,000 | 277,599,000 |
| Noninterest-bearing deposits | 159,878,000 | 195,636,000 | 193,249,000 | 190,506,000 |
| Equity capital | 44,938,000 | 46,450,000 | 46,669,000 | 46,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,912,000 | 13,916,000 | 21,289,000 | 28,713,000 |
| Interest expense | 916,000 | 1,949,000 | 3,067,000 | 4,319,000 |
| Net interest income | 5,996,000 | 11,967,000 | 18,222,000 | 24,394,000 |
| Noninterest income | 958,000 | 2,245,000 | 3,636,000 | 4,989,000 |
| Noninterest expense | 3,568,000 | 7,213,000 | 10,984,000 | 14,647,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 300,000 |
| Pretax income | 3,449,000 | 6,964,000 | 10,689,000 | 14,552,000 |
| Income tax | 1,199,000 | 2,389,000 | 3,640,000 | 4,929,000 |
| Net income | 2,250,000 | 4,575,000 | 7,049,000 | 9,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,457,000 | 46,746,000 | 47,790,000 | 48,851,000 |
| Total capital | 48,878,000 | 49,275,000 | 50,302,000 | 51,353,000 |
| Risk-weighted assets | 358,730,000 | 367,319,000 | 368,488,000 | 367,399,000 |