Call reports 2004
DIME COMMERCIAL BANK — 2004
What DIME COMMERCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 525,020,000 | 557,512,000 | 568,634,000 | 547,000,000 |
| Total loans | 288,827,000 | 287,932,000 | 288,431,000 | 296,134,000 |
| Allowance for loan losses | 2,143,000 | 2,172,000 | 2,146,000 | 2,188,000 |
| Securities available for sale | 194,341,000 | 222,169,000 | 220,250,000 | 202,042,000 |
| Securities held to maturity | 12,655,000 | 11,279,000 | 20,569,000 | 21,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,410,000 | 509,250,000 | 519,764,000 | 470,335,000 |
| Interest-bearing deposits | 328,533,000 | 334,081,000 | 343,722,000 | 310,945,000 |
| Noninterest-bearing deposits | 142,877,000 | 175,169,000 | 176,042,000 | 159,390,000 |
| Equity capital | 44,327,000 | 41,809,000 | 45,874,000 | 45,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,443,000 | 13,094,000 | 20,049,000 | 26,923,000 |
| Interest expense | 539,000 | 1,102,000 | 1,702,000 | 2,351,000 |
| Net interest income | 5,904,000 | 11,992,000 | 18,347,000 | 24,572,000 |
| Noninterest income | 937,000 | 2,180,000 | 3,466,000 | 4,706,000 |
| Noninterest expense | 3,370,000 | 6,699,000 | 10,082,000 | 13,564,000 |
| Provision for loan losses | 0 | 50,000 | 150,000 | 300,000 |
| Pretax income | 4,092,000 | 8,049,000 | 12,205,000 | 16,148,000 |
| Income tax | 1,467,000 | 2,882,000 | 4,375,000 | 5,771,000 |
| Net income | 2,625,000 | 5,167,000 | 7,830,000 | 10,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,886,000 | 43,261,000 | 44,602,000 | 45,585,000 |
| Total capital | 44,148,000 | 45,552,000 | 46,867,000 | 47,892,000 |
| Risk-weighted assets | 346,540,000 | 357,542,000 | 360,877,000 | 361,544,000 |