Call reports 2003
DIME COMMERCIAL BANK — 2003
What DIME COMMERCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 478,136,000 | 508,918,000 | 529,940,000 | 511,513,000 |
| Total loans | 253,879,000 | 262,724,000 | 263,805,000 | 273,188,000 |
| Allowance for loan losses | 2,231,000 | 2,175,000 | 2,089,000 | 2,144,000 |
| Securities available for sale | 181,452,000 | 203,387,000 | 224,883,000 | 193,699,000 |
| Securities held to maturity | 7,738,000 | 6,713,000 | 9,843,000 | 14,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,566,000 | 450,196,000 | 476,505,000 | 457,843,000 |
| Interest-bearing deposits | 309,101,000 | 303,721,000 | 326,149,000 | 297,754,000 |
| Noninterest-bearing deposits | 123,465,000 | 146,475,000 | 150,356,000 | 160,089,000 |
| Equity capital | 40,941,000 | 43,081,000 | 42,020,000 | 42,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,568,000 | 12,790,000 | 19,278,000 | 25,968,000 |
| Interest expense | 769,000 | 1,484,000 | 2,044,000 | 2,601,000 |
| Net interest income | 5,799,000 | 11,306,000 | 17,234,000 | 23,367,000 |
| Noninterest income | 848,000 | 1,819,000 | 2,904,000 | 3,890,000 |
| Noninterest expense | 3,289,000 | 6,436,000 | 9,735,000 | 12,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,992,000 | 7,889,000 | 11,603,000 | 15,086,000 |
| Income tax | 1,454,000 | 2,876,000 | 4,232,000 | 5,487,000 |
| Net income | 2,538,000 | 5,013,000 | 7,371,000 | 9,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,327,000 | 39,056,000 | 40,583,000 | 40,271,000 |
| Total capital | 39,677,000 | 41,350,000 | 42,791,000 | 42,534,000 |
| Risk-weighted assets | 309,192,000 | 321,489,000 | 332,420,000 | 333,756,000 |