Call reports 2002
DIME COMMERCIAL BANK — 2002
What DIME COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 413,437,000 | 439,763,000 | 473,852,000 | 463,973,000 |
| Total loans | 222,156,000 | 232,784,000 | 237,807,000 | 248,388,000 |
| Allowance for loan losses | 2,299,000 | 2,364,000 | 2,413,000 | 2,294,000 |
| Securities available for sale | 144,036,000 | 150,048,000 | 186,630,000 | 180,800,000 |
| Securities held to maturity | 16,753,000 | 9,759,000 | 9,584,000 | 11,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,853,000 | 400,261,000 | 430,147,000 | 406,542,000 |
| Interest-bearing deposits | 266,690,000 | 273,690,000 | 298,895,000 | 280,848,000 |
| Noninterest-bearing deposits | 109,163,000 | 126,571,000 | 131,252,000 | 125,694,000 |
| Equity capital | 32,833,000 | 35,657,000 | 38,791,000 | 39,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,424,000 | 12,837,000 | 19,768,000 | 26,486,000 |
| Interest expense | 1,181,000 | 2,324,000 | 3,554,000 | 4,490,000 |
| Net interest income | 5,243,000 | 10,513,000 | 16,214,000 | 21,996,000 |
| Noninterest income | 685,000 | 1,524,000 | 2,535,000 | 3,405,000 |
| Noninterest expense | 2,832,000 | 5,679,000 | 8,725,000 | 11,942,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 3,036,000 | 6,238,000 | 9,844,000 | 13,239,000 |
| Income tax | 1,029,000 | 2,117,000 | 3,468,000 | 4,722,000 |
| Net income | 2,007,000 | 4,121,000 | 6,376,000 | 8,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,250,000 | 32,745,000 | 34,256,000 | 35,492,000 |
| Total capital | 33,651,000 | 35,198,000 | 36,775,000 | 37,905,000 |
| Risk-weighted assets | 262,116,000 | 277,688,000 | 293,955,000 | 300,718,000 |