Call reports 2001
DIME COMMERCIAL BANK — 2001
What DIME COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 359,960,000 | 382,442,000 | 402,507,000 | 393,412,000 |
| Total loans | 209,062,000 | 219,599,000 | 217,214,000 | 215,362,000 |
| Allowance for loan losses | 2,212,000 | 2,273,000 | 2,301,000 | 2,348,000 |
| Securities available for sale | 114,133,000 | 121,322,000 | 137,653,000 | 125,709,000 |
| Securities held to maturity | 10,667,000 | 7,477,000 | 12,853,000 | 16,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,997,000 | 348,598,000 | 365,334,000 | 357,168,000 |
| Interest-bearing deposits | 230,074,000 | 240,015,000 | 244,065,000 | 242,089,000 |
| Noninterest-bearing deposits | 95,923,000 | 108,583,000 | 121,269,000 | 115,079,000 |
| Equity capital | 30,642,000 | 31,132,000 | 33,274,000 | 32,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,726,000 | 13,598,000 | 20,394,000 | 27,009,000 |
| Interest expense | 2,381,000 | 4,554,000 | 6,471,000 | 7,868,000 |
| Net interest income | 4,345,000 | 9,044,000 | 13,923,000 | 19,141,000 |
| Noninterest income | 506,000 | 1,132,000 | 1,763,000 | 2,341,000 |
| Noninterest expense | 2,735,000 | 5,490,000 | 8,230,000 | 11,196,000 |
| Provision for loan losses | 85,000 | 170,000 | 230,000 | 323,000 |
| Pretax income | 2,109,000 | 4,594,000 | 7,304,000 | 10,041,000 |
| Income tax | 652,000 | 1,460,000 | 2,374,000 | 3,292,000 |
| Net income | 1,457,000 | 3,134,000 | 4,930,000 | 6,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,215,000 | 28,979,000 | 30,185,000 | 30,804,000 |
| Total capital | 30,427,000 | 31,252,000 | 32,486,000 | 33,152,000 |
| Risk-weighted assets | 247,887,000 | 252,818,000 | 255,560,000 | 252,683,000 |