Call reports 2025
BANKESB — 2025
What BANKESB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,031,813,000 | 2,045,985,000 | 2,024,443,000 | 1,997,695,000 |
| Total loans | 1,650,689,000 | 1,709,270,000 | 1,663,460,000 | 1,630,249,000 |
| Allowance for loan losses | 18,345,000 | 17,138,000 | 18,636,000 | 15,398,000 |
| Securities available for sale | 197,366,000 | 197,556,000 | 197,034,000 | 202,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,742,336,000 | 1,759,348,000 | 1,735,594,000 | 1,740,173,000 |
| Interest-bearing deposits | 1,562,000,000 | 1,567,499,000 | 1,546,778,000 | 1,549,864,000 |
| Noninterest-bearing deposits | 180,336,000 | 191,849,000 | 188,816,000 | 190,309,000 |
| Equity capital | 194,623,000 | 196,738,000 | 200,439,000 | 192,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,011,000 | 48,614,000 | 73,513,000 | 98,250,000 |
| Interest expense | 11,296,000 | 21,802,000 | 32,028,000 | 42,010,000 |
| Net interest income | 12,715,000 | 26,812,000 | 41,485,000 | 56,240,000 |
| Noninterest income | 2,284,000 | 4,882,000 | 7,566,000 | 10,437,000 |
| Noninterest expense | 11,091,000 | 21,965,000 | 32,916,000 | 43,320,000 |
| Provision for loan losses | 400,000 | 2,150,000 | 3,650,000 | 22,160,000 |
| Pretax income | 3,174,000 | 7,057,000 | 11,966,000 | 469,000 |
| Income tax | 665,000 | 1,737,000 | 2,911,000 | -744,000 |
| Net income | 2,509,000 | 5,320,000 | 9,055,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,506,000 | 200,316,000 | 203,051,000 | 194,210,000 |
| Total capital | 217,278,000 | 217,958,000 | 222,195,000 | 210,212,000 |
| Risk-weighted assets | 1,716,699,000 | 1,745,009,000 | 1,709,664,000 | 1,683,928,000 |