Call reports 2023
BANKESB — 2023
What BANKESB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,832,495,000 | 1,903,686,000 | 1,896,024,000 | 1,907,524,000 |
| Total loans | 1,481,032,000 | 1,554,961,000 | 1,584,238,000 | 1,588,013,000 |
| Allowance for loan losses | 19,390,000 | 19,640,000 | 19,526,000 | 19,523,000 |
| Securities available for sale | 192,090,000 | 186,817,000 | 185,822,000 | 189,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,489,739,000 | 1,473,989,000 | 1,501,943,000 | 1,541,623,000 |
| Interest-bearing deposits | 1,309,863,000 | 1,297,518,000 | 1,327,906,000 | 1,366,131,000 |
| Noninterest-bearing deposits | 179,876,000 | 176,471,000 | 174,037,000 | 175,492,000 |
| Equity capital | 170,340,000 | 172,733,000 | 175,539,000 | 181,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,618,000 | 38,735,000 | 60,365,000 | 82,899,000 |
| Interest expense | 3,768,000 | 9,621,000 | 17,930,000 | 27,768,000 |
| Net interest income | 14,850,000 | 29,114,000 | 42,435,000 | 55,131,000 |
| Noninterest income | 2,558,000 | 5,080,000 | 7,188,000 | 9,339,000 |
| Noninterest expense | 9,700,000 | 19,438,000 | 28,976,000 | 38,192,000 |
| Provision for loan losses | 290,000 | 540,000 | 540,000 | 540,000 |
| Pretax income | 7,513,000 | 14,225,000 | 20,138,000 | 25,892,000 |
| Income tax | 1,759,000 | 3,459,000 | 4,937,000 | 6,349,000 |
| Net income | 5,754,000 | 10,766,000 | 15,201,000 | 19,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,127,000 | 181,139,000 | 184,621,000 | 187,963,000 |
| Total capital | 196,463,000 | 200,859,000 | 204,274,000 | 207,613,000 |
| Risk-weighted assets | 1,546,798,000 | 1,616,158,000 | 1,650,670,000 | 1,659,992,000 |
Machine access — free, no API key
Every figure shown here about BANKESB — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.