Call reports 2021
BANKESB — 2021
What BANKESB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,609,467,000 | 1,650,123,000 | 1,674,734,000 | 1,689,101,000 |
| Total loans | 1,201,091,000 | 1,192,803,000 | 1,210,833,000 | 1,271,768,000 |
| Allowance for loan losses | 14,964,000 | 15,477,000 | 16,528,000 | 18,485,000 |
| Securities available for sale | 163,140,000 | 163,377,000 | 173,967,000 | 175,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,364,932,000 | 1,400,018,000 | 1,422,651,000 | 1,436,363,000 |
| Interest-bearing deposits | 1,197,071,000 | 1,230,397,000 | 1,248,815,000 | 1,263,736,000 |
| Noninterest-bearing deposits | 167,861,000 | 169,621,000 | 173,836,000 | 172,627,000 |
| Equity capital | 146,823,000 | 150,497,000 | 153,703,000 | 155,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,818,000 | 25,464,000 | 38,570,000 | 51,804,000 |
| Interest expense | 1,643,000 | 3,062,000 | 4,422,000 | 5,756,000 |
| Net interest income | 11,175,000 | 22,402,000 | 34,148,000 | 46,048,000 |
| Noninterest income | 2,496,000 | 5,058,000 | 7,299,000 | 9,620,000 |
| Noninterest expense | 7,884,000 | 15,904,000 | 23,908,000 | 32,256,000 |
| Provision for loan losses | 0 | 510,000 | 1,585,000 | 3,499,000 |
| Pretax income | 5,778,000 | 11,051,000 | 15,942,000 | 19,876,000 |
| Income tax | 1,486,000 | 2,846,000 | 4,112,000 | 5,122,000 |
| Net income | 4,292,000 | 8,205,000 | 11,830,000 | 14,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,503,000 | 148,417,000 | 152,042,000 | 154,966,000 |
| Total capital | 158,576,000 | — | — | 171,688,000 |
| Risk-weighted assets | 1,124,935,000 | — | — | 1,335,949,000 |