Call reports 2018
BANKESB — 2018
What BANKESB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,341,261,000 | 1,358,307,000 | 1,349,344,000 | 1,370,984,000 |
| Total loans | 1,045,512,000 | 1,045,472,000 | 1,061,038,000 | 1,067,876,000 |
| Allowance for loan losses | 10,651,000 | 10,822,000 | 10,961,000 | 11,513,000 |
| Securities available for sale | 155,576,000 | 160,012,000 | 160,282,000 | 162,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,071,142,000 | 1,079,865,000 | 1,075,785,000 | 1,043,846,000 |
| Interest-bearing deposits | 983,787,000 | 992,522,000 | 985,302,000 | 949,417,000 |
| Noninterest-bearing deposits | 87,355,000 | 87,343,000 | 90,483,000 | 94,429,000 |
| Equity capital | 129,522,000 | 132,456,000 | 134,783,000 | 138,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,869,000 | 24,338,000 | 36,525,000 | 49,144,000 |
| Interest expense | 2,304,000 | 4,745,000 | 7,255,000 | 9,998,000 |
| Net interest income | 9,565,000 | 19,593,000 | 29,270,000 | 39,146,000 |
| Noninterest income | 1,598,000 | 3,194,000 | 4,866,000 | 6,539,000 |
| Noninterest expense | 6,981,000 | 14,071,000 | 20,981,000 | 28,721,000 |
| Provision for loan losses | 450,000 | 600,000 | 750,000 | 1,300,000 |
| Pretax income | 3,978,000 | 8,633,000 | 13,241,000 | 16,500,000 |
| Income tax | 1,093,000 | 2,371,000 | 3,632,000 | 4,427,000 |
| Net income | 2,885,000 | 6,262,000 | 9,609,000 | 12,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,003,000 | 135,383,000 | 138,728,000 | 141,081,000 |
| Total capital | 142,734,000 | 146,285,000 | 149,769,000 | 152,674,000 |
| Risk-weighted assets | 937,221,000 | 942,027,000 | 952,982,000 | 992,134,000 |