Call reports 2017
BANKESB — 2017
What BANKESB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,334,829,000 | 1,337,212,000 | 1,339,253,000 | 1,327,876,000 |
| Total loans | 1,062,212,000 | 1,057,649,000 | 1,056,650,000 | 1,049,445,000 |
| Allowance for loan losses | 9,570,000 | 10,061,000 | 10,244,000 | 10,251,000 |
| Securities available for sale | 156,610,000 | 155,492,000 | 153,175,000 | 155,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,112,273,000 | 1,114,053,000 | 1,077,390,000 | 1,048,555,000 |
| Interest-bearing deposits | 1,032,901,000 | 1,031,527,000 | 988,591,000 | 961,317,000 |
| Noninterest-bearing deposits | 79,372,000 | 82,526,000 | 88,799,000 | 87,238,000 |
| Equity capital | 122,356,000 | 124,628,000 | 127,744,000 | 128,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,440,000 | 23,103,000 | 34,879,000 | 46,868,000 |
| Interest expense | 1,970,000 | 3,958,000 | 6,063,000 | 8,369,000 |
| Net interest income | 9,470,000 | 19,145,000 | 28,816,000 | 38,499,000 |
| Noninterest income | 1,451,000 | 2,996,000 | 4,852,000 | 6,461,000 |
| Noninterest expense | 7,944,000 | 15,113,000 | 21,653,000 | 27,904,000 |
| Provision for loan losses | 510,000 | 1,140,000 | 1,365,000 | 1,440,000 |
| Pretax income | 7,055,000 | 10,476,000 | 15,238,000 | 20,218,000 |
| Income tax | 2,312,000 | 3,586,000 | 5,276,000 | 9,103,000 |
| Net income | 4,743,000 | 6,890,000 | 9,962,000 | 11,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,637,000 | 124,782,000 | 127,861,000 | 128,994,000 |
| Total capital | 132,287,000 | 134,923,000 | 138,185,000 | 139,325,000 |
| Risk-weighted assets | 933,825,000 | 938,325,000 | 931,710,000 | 939,724,000 |