Call reports 2016
BANKESB — 2016
What BANKESB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,464,744,000 | 1,489,630,000 | 1,492,940,000 | 1,292,178,000 |
| Total loans | 1,021,414,000 | 1,043,729,000 | 1,063,672,000 | 1,025,048,000 |
| Allowance for loan losses | 7,818,000 | 8,231,000 | 8,838,000 | 9,075,000 |
| Securities available for sale | 296,989,000 | 285,323,000 | 290,140,000 | 148,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,269,284,000 | 1,297,094,000 | 1,278,899,000 | 1,082,311,000 |
| Interest-bearing deposits | 1,125,194,000 | 1,142,381,000 | 1,131,911,000 | 1,000,370,000 |
| Noninterest-bearing deposits | 144,090,000 | 154,713,000 | 146,988,000 | 81,941,000 |
| Equity capital | 145,756,000 | 149,763,000 | 152,161,000 | 117,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,242,000 | 25,279,000 | 37,931,000 | 50,104,000 |
| Interest expense | 1,988,000 | 3,925,000 | 5,771,000 | 7,651,000 |
| Net interest income | 10,254,000 | 21,354,000 | 32,160,000 | 42,453,000 |
| Noninterest income | 1,826,000 | 3,708,000 | 6,210,000 | 8,015,000 |
| Noninterest expense | 8,252,000 | 16,801,000 | 25,054,000 | 32,902,000 |
| Provision for loan losses | 330,000 | 775,000 | 1,430,000 | 1,720,000 |
| Pretax income | 3,463,000 | 7,731,000 | 12,131,000 | 16,091,000 |
| Income tax | 1,056,000 | 2,386,000 | 3,700,000 | 5,264,000 |
| Net income | 2,407,000 | 5,345,000 | 8,431,000 | 10,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,795,000 | 133,870,000 | 137,068,000 | 117,789,000 |
| Total capital | 138,619,000 | 142,148,000 | 145,986,000 | 126,944,000 |
| Risk-weighted assets | 931,681,000 | 958,386,000 | 974,595,000 | 900,412,000 |