Call reports 2015
BANKESB — 2015
What BANKESB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,053,903,000 | 1,381,469,000 | 1,422,983,000 | 1,412,763,000 |
| Total loans | 784,177,000 | 919,207,000 | 927,902,000 | 983,585,000 |
| Allowance for loan losses | 6,566,000 | 6,608,000 | 6,989,000 | 7,553,000 |
| Securities available for sale | 161,496,000 | 312,635,000 | 300,011,000 | 297,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 881,984,000 | 1,183,670,000 | 1,243,748,000 | 1,231,759,000 |
| Interest-bearing deposits | 822,022,000 | 1,050,278,000 | 1,113,331,000 | 1,091,870,000 |
| Noninterest-bearing deposits | 59,962,000 | 133,392,000 | 130,417,000 | 139,889,000 |
| Equity capital | 134,588,000 | 136,666,000 | 140,008,000 | 141,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,288,000 | 18,624,000 | 30,294,000 | 42,211,000 |
| Interest expense | 1,531,000 | 3,086,000 | 5,016,000 | 6,972,000 |
| Net interest income | 7,757,000 | 15,538,000 | 25,278,000 | 35,239,000 |
| Noninterest income | 1,214,000 | 3,770,000 | 5,614,000 | 7,836,000 |
| Noninterest expense | 6,382,000 | 12,644,000 | 20,962,000 | 29,331,000 |
| Provision for loan losses | 300,000 | 525,000 | 1,025,000 | 1,710,000 |
| Pretax income | 2,332,000 | 6,174,000 | 8,939,000 | 12,064,000 |
| Income tax | 748,000 | 1,538,000 | 2,336,000 | 3,315,000 |
| Net income | 1,584,000 | 4,636,000 | 6,603,000 | 8,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,835,000 | 124,370,000 | 126,764,000 | 128,931,000 |
| Total capital | 139,465,000 | 131,196,000 | 133,971,000 | 136,487,000 |
| Risk-weighted assets | 665,670,000 | 849,031,000 | 849,947,000 | 886,526,000 |