Call reports 2012
BANKESB — 2012
What BANKESB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 961,790,000 | 966,070,000 | 970,014,000 | 966,420,000 |
| Total loans | 667,606,000 | 673,694,000 | 682,688,000 | 681,164,000 |
| Allowance for loan losses | 4,029,000 | 4,255,000 | 4,406,000 | 4,562,000 |
| Securities available for sale | 217,220,000 | 217,636,000 | 206,912,000 | 190,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,502,000 | 788,374,000 | 794,256,000 | 797,224,000 |
| Interest-bearing deposits | 736,382,000 | 744,767,000 | 748,809,000 | 749,172,000 |
| Noninterest-bearing deposits | 43,120,000 | 43,607,000 | 45,447,000 | 48,052,000 |
| Equity capital | 118,471,000 | 120,916,000 | 123,409,000 | 121,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,655,000 | 19,259,000 | 28,782,000 | 38,004,000 |
| Interest expense | 2,195,000 | 4,205,000 | 6,126,000 | 7,880,000 |
| Net interest income | 7,460,000 | 15,054,000 | 22,656,000 | 30,124,000 |
| Noninterest income | 1,122,000 | 2,248,000 | 3,378,000 | 4,703,000 |
| Noninterest expense | 4,999,000 | 10,359,000 | 15,880,000 | 22,723,000 |
| Provision for loan losses | 120,000 | 344,000 | 494,000 | 684,000 |
| Pretax income | 3,383,000 | 6,324,000 | 9,264,000 | 12,204,000 |
| Income tax | 1,141,000 | 2,131,000 | 3,112,000 | 3,816,000 |
| Net income | 2,242,000 | 4,193,000 | 6,152,000 | 8,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,838,000 | 116,788,000 | 118,747,000 | 117,622,000 |
| Total capital | 119,748,000 | 121,975,000 | 124,089,000 | 122,753,000 |
| Risk-weighted assets | 565,649,000 | 573,224,000 | 581,902,000 | 572,297,000 |