Call reports 2011
BANKESB — 2011
What BANKESB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 891,863,000 | 926,129,000 | 934,442,000 | 939,244,000 |
| Total loans | 601,746,000 | 617,650,000 | 635,216,000 | 648,229,000 |
| Allowance for loan losses | 4,322,000 | 3,905,000 | 4,127,000 | 4,097,000 |
| Securities available for sale | 213,758,000 | 232,190,000 | 215,466,000 | 214,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,959,000 | 744,747,000 | 755,374,000 | 757,114,000 |
| Interest-bearing deposits | 678,879,000 | 704,194,000 | 714,930,000 | 715,459,000 |
| Noninterest-bearing deposits | 36,080,000 | 40,553,000 | 40,444,000 | 41,655,000 |
| Equity capital | 107,056,000 | 111,057,000 | 113,564,000 | 116,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,434,000 | 19,013,000 | 28,758,000 | 38,442,000 |
| Interest expense | 2,456,000 | 4,891,000 | 7,294,000 | 9,586,000 |
| Net interest income | 6,978,000 | 14,122,000 | 21,464,000 | 28,856,000 |
| Noninterest income | 1,126,000 | 2,317,000 | 3,483,000 | 4,737,000 |
| Noninterest expense | 4,837,000 | 9,753,000 | 14,918,000 | 20,908,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 3,014,000 | 6,241,000 | 9,374,000 | 12,450,000 |
| Income tax | 1,000,000 | 2,104,000 | 3,158,000 | 3,933,000 |
| Net income | 2,014,000 | 4,137,000 | 6,216,000 | 8,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,378,000 | 108,501,000 | 110,230,000 | 112,596,000 |
| Total capital | 111,533,000 | 113,428,000 | 114,878,000 | 117,327,000 |
| Risk-weighted assets | 502,656,000 | 514,676,000 | 521,904,000 | 528,718,000 |