Call reports 2002
BANKESB — 2002
What BANKESB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 488,710,000 | 502,707,000 | 518,470,000 | 541,873,000 |
| Total loans | 329,048,000 | 342,522,000 | 351,899,000 | 386,031,000 |
| Allowance for loan losses | 2,647,000 | 2,666,000 | 2,682,000 | 2,797,000 |
| Securities available for sale | 128,258,000 | 130,269,000 | 130,848,000 | 128,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,570,000 | 394,973,000 | 410,003,000 | 418,935,000 |
| Interest-bearing deposits | 364,411,000 | 369,863,000 | 383,050,000 | 392,887,000 |
| Noninterest-bearing deposits | 25,159,000 | 25,110,000 | 26,953,000 | 26,048,000 |
| Equity capital | 59,117,000 | 61,352,000 | 62,858,000 | 64,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,974,000 | 14,308,000 | 21,636,000 | 28,880,000 |
| Interest expense | 2,892,000 | 5,864,000 | 8,828,000 | 11,582,000 |
| Net interest income | 4,082,000 | 8,444,000 | 12,808,000 | 17,298,000 |
| Noninterest income | 373,000 | 705,000 | 1,231,000 | 1,706,000 |
| Noninterest expense | 2,361,000 | 4,769,000 | 7,248,000 | 10,450,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 200,000 |
| Pretax income | 2,141,000 | 4,326,000 | 6,781,000 | 8,574,000 |
| Income tax | 751,000 | 1,527,000 | 2,418,000 | 2,957,000 |
| Net income | 1,390,000 | 2,799,000 | 4,363,000 | 5,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,556,000 | 59,715,000 | 60,295,000 | 61,969,000 |
| Total capital | 61,242,000 | 62,381,000 | 62,977,000 | 64,766,000 |
| Risk-weighted assets | 295,279,000 | 301,298,000 | 310,469,000 | 325,104,000 |