Call reports 2001
BANKESB — 2001
What BANKESB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 411,993,000 | 423,616,000 | 444,044,000 | 454,074,000 |
| Total loans | 245,594,000 | 266,801,000 | 284,090,000 | 296,505,000 |
| Allowance for loan losses | 2,463,000 | 2,516,000 | 2,579,000 | 2,618,000 |
| Securities available for sale | 128,493,000 | 127,150,000 | 129,519,000 | 130,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,486,000 | 353,880,000 | 367,634,000 | 373,466,000 |
| Interest-bearing deposits | 323,291,000 | 328,370,000 | 342,960,000 | 348,487,000 |
| Noninterest-bearing deposits | 23,195,000 | 25,510,000 | 24,674,000 | 24,979,000 |
| Equity capital | 54,819,000 | 55,908,000 | 57,809,000 | 58,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,905,000 | 14,172,000 | 21,327,000 | 28,308,000 |
| Interest expense | 3,541,000 | 7,111,000 | 10,576,000 | 13,818,000 |
| Net interest income | 3,364,000 | 7,061,000 | 10,751,000 | 14,490,000 |
| Noninterest income | 320,000 | 667,000 | 989,000 | 1,365,000 |
| Noninterest expense | 2,157,000 | 4,429,000 | 6,791,000 | 9,427,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,536,000 | 3,306,000 | 4,920,000 | 6,406,000 |
| Income tax | 503,000 | 1,098,000 | 1,634,000 | 2,136,000 |
| Net income | 1,033,000 | 2,208,000 | 3,286,000 | 4,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,929,000 | 55,104,000 | 55,967,000 | 57,166,000 |
| Total capital | 56,495,000 | 57,805,000 | 58,546,000 | 59,807,000 |
| Risk-weighted assets | 254,195,000 | 259,178,000 | 276,958,000 | 281,412,000 |