Call reports 2007
BOONE NATIONAL BANK — 2007
What BOONE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 56,458,000 | 55,868,000 | 59,555,000 |
| Total loans | 40,884,000 | 43,981,000 | 46,768,000 |
| Allowance for loan losses | 511,000 | 537,000 | 560,000 |
| Securities available for sale | 5,109,000 | 5,965,000 | 5,449,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 50,263,000 | 44,627,000 | 51,264,000 |
| Interest-bearing deposits | 44,220,000 | 39,425,000 | 39,176,000 |
| Noninterest-bearing deposits | 6,043,000 | 5,203,000 | 12,088,000 |
| Equity capital | 5,468,000 | 5,382,000 | 5,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 844,000 | 1,724,000 | 2,691,000 |
| Interest expense | 508,000 | 994,000 | 1,481,000 |
| Net interest income | 336,000 | 730,000 | 1,210,000 |
| Noninterest income | 106,000 | 222,000 | 377,000 |
| Noninterest expense | 564,000 | 1,102,000 | 1,804,000 |
| Provision for loan losses | 29,000 | 59,000 | 89,000 |
| Pretax income | -151,000 | -209,000 | -306,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -151,000 | -209,000 | -306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 5,527,000 | 5,470,000 | 5,373,000 |
| Total capital | 6,038,000 | 6,007,000 | 5,933,000 |
| Risk-weighted assets | 43,827,000 | 47,285,000 | 48,591,000 |