Call reports 2006
BOONE NATIONAL BANK — 2006
What BOONE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,374,000 | 45,547,000 | 49,605,000 | 54,579,000 |
| Total loans | 33,647,000 | 33,465,000 | 36,857,000 | 42,041,000 |
| Allowance for loan losses | 412,000 | 443,000 | 458,000 | 484,000 |
| Securities available for sale | 6,806,000 | 6,748,000 | 6,563,000 | 6,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,383,000 | 39,343,000 | 44,165,000 | 44,206,000 |
| Interest-bearing deposits | 32,338,000 | 36,558,000 | 40,682,000 | 40,320,000 |
| Noninterest-bearing deposits | 4,045,000 | 2,785,000 | 3,483,000 | 3,885,000 |
| Equity capital | 4,688,000 | 4,616,000 | 4,666,000 | 4,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,375,000 | 2,122,000 | 2,926,000 |
| Interest expense | 305,000 | 675,000 | 1,122,000 | 1,582,000 |
| Net interest income | 378,000 | 700,000 | 1,000,000 | 1,344,000 |
| Noninterest income | 146,000 | 286,000 | 389,000 | 470,000 |
| Noninterest expense | 517,000 | 983,000 | 1,384,000 | 1,854,000 |
| Provision for loan losses | 35,000 | 65,000 | 95,000 | 125,000 |
| Pretax income | -28,000 | -62,000 | -90,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -28,000 | -62,000 | -90,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,815,000 | 4,781,000 | 4,755,000 | 4,679,000 |
| Total capital | 5,227,000 | 5,215,000 | 5,213,000 | 5,163,000 |
| Risk-weighted assets | 34,792,000 | 34,736,000 | 39,017,000 | 44,047,000 |