Call reports 2005
BOONE NATIONAL BANK — 2005
What BOONE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,734,000 | 40,594,000 | 42,393,000 | 44,124,000 |
| Total loans | 23,532,000 | 25,652,000 | 28,818,000 | 31,244,000 |
| Allowance for loan losses | 275,000 | 280,000 | 321,000 | 383,000 |
| Securities available for sale | 9,183,000 | 8,749,000 | 7,484,000 | 8,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,601,000 | 33,355,000 | 38,289,000 | 38,025,000 |
| Interest-bearing deposits | 30,632,000 | 29,052,000 | 35,002,000 | 34,347,000 |
| Noninterest-bearing deposits | 2,969,000 | 4,302,000 | 3,288,000 | 3,678,000 |
| Equity capital | 3,688,000 | 3,617,000 | 3,410,000 | 4,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 1,009,000 | 1,568,000 | 2,207,000 |
| Interest expense | 178,000 | 374,000 | 630,000 | 919,000 |
| Net interest income | 293,000 | 635,000 | 938,000 | 1,288,000 |
| Noninterest income | 76,000 | 168,000 | 273,000 | 373,000 |
| Noninterest expense | 505,000 | 1,060,000 | 1,606,000 | 2,130,000 |
| Provision for loan losses | 24,000 | 53,000 | 81,000 | 155,000 |
| Pretax income | -160,000 | -307,000 | -472,000 | -620,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | -160,000 | -307,000 | -472,000 | -615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,797,000 | 3,650,000 | 3,485,000 | 4,843,000 |
| Total capital | 4,072,000 | 3,930,000 | 3,806,000 | 5,226,000 |
| Risk-weighted assets | 25,438,000 | 27,570,000 | 30,282,000 | 32,197,000 |