Call reports 2004
BOONE NATIONAL BANK — 2004
What BOONE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,804,000 | 33,500,000 | 32,517,000 | 35,546,000 |
| Total loans | 18,690,000 | 19,035,000 | 20,067,000 | 22,277,000 |
| Allowance for loan losses | 353,000 | 349,000 | 282,000 | 251,000 |
| Securities available for sale | 11,124,000 | 11,078,000 | 8,889,000 | 7,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,300,000 | 28,240,000 | 25,920,000 | 31,208,000 |
| Interest-bearing deposits | 25,060,000 | 25,306,000 | 23,546,000 | 27,384,000 |
| Noninterest-bearing deposits | 2,240,000 | 2,934,000 | 2,375,000 | 3,823,000 |
| Equity capital | 4,259,000 | 4,040,000 | 4,130,000 | 3,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 856,000 | 1,272,000 | 1,690,000 |
| Interest expense | 127,000 | 253,000 | 378,000 | 524,000 |
| Net interest income | 298,000 | 603,000 | 894,000 | 1,166,000 |
| Noninterest income | 50,000 | 114,000 | 194,000 | 267,000 |
| Noninterest expense | 357,000 | 707,000 | 1,124,000 | 1,609,000 |
| Provision for loan losses | 49,000 | 58,000 | 67,000 | 99,000 |
| Pretax income | 34,000 | 44,000 | 3,000 | -169,000 |
| Income tax | 0 | 0 | 3,000 | 5,000 |
| Net income | 34,000 | 44,000 | 0 | -174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,168,000 | 4,177,000 | 4,134,000 | 3,958,000 |
| Total capital | 4,419,000 | 4,438,000 | 4,404,000 | 4,209,000 |
| Risk-weighted assets | 19,980,000 | 20,753,000 | 21,624,000 | 24,163,000 |