Call reports 2009
BANK OF LAS VEGAS — 2009
What BANK OF LAS VEGAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,921,000 | 71,526,000 | 74,408,000 | 75,338,000 |
| Total loans | 65,264,000 | 65,898,000 | 63,501,000 | 60,367,000 |
| Allowance for loan losses | 836,000 | 930,000 | 2,092,000 | 1,715,000 |
| Securities available for sale | 300,000 | 210,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,229,000 | 54,920,000 | 59,985,000 | 63,651,000 |
| Interest-bearing deposits | 42,492,000 | 42,033,000 | 44,522,000 | 51,188,000 |
| Noninterest-bearing deposits | 13,737,000 | 12,887,000 | 15,463,000 | 12,463,000 |
| Equity capital | 8,085,000 | 7,917,000 | 6,824,000 | 6,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,097,000 | 3,117,000 | 3,878,000 |
| Interest expense | 305,000 | 627,000 | 943,000 | 1,262,000 |
| Net interest income | 775,000 | 1,470,000 | 2,174,000 | 2,616,000 |
| Noninterest income | 145,000 | 313,000 | 318,000 | 356,000 |
| Noninterest expense | 770,000 | 1,603,000 | 2,358,000 | 3,169,000 |
| Provision for loan losses | -49,000 | 143,000 | 1,557,000 | 2,997,000 |
| Pretax income | 199,000 | 37,000 | -1,423,000 | -3,194,000 |
| Income tax | 68,000 | 14,000 | -95,000 | -1,082,000 |
| Net income | 131,000 | 23,000 | -1,328,000 | -2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,483,000 | 6,374,000 | 5,024,000 | 3,895,000 |
| Total capital | 7,313,000 | 7,210,000 | 5,851,000 | 4,686,000 |
| Risk-weighted assets | 66,358,000 | 66,785,000 | 64,856,000 | 62,361,000 |