Call reports 2007
BANK OF LAS VEGAS — 2007
What BANK OF LAS VEGAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,154,000 | 72,737,000 | 76,253,000 | 72,786,000 |
| Total loans | 64,145,000 | 62,837,000 | 62,006,000 | 61,914,000 |
| Allowance for loan losses | 715,000 | 725,000 | 751,000 | 751,000 |
| Securities available for sale | 98,000 | 95,000 | 97,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,995,000 | 63,632,000 | 67,244,000 | 63,910,000 |
| Interest-bearing deposits | 49,529,000 | 50,104,000 | 49,600,000 | 53,314,000 |
| Noninterest-bearing deposits | 16,466,000 | 13,528,000 | 17,644,000 | 10,596,000 |
| Equity capital | 8,982,000 | 8,929,000 | 8,845,000 | 8,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,953,000 | 4,459,000 | 5,848,000 |
| Interest expense | 502,000 | 1,052,000 | 1,638,000 | 2,193,000 |
| Net interest income | 916,000 | 1,901,000 | 2,821,000 | 3,655,000 |
| Noninterest income | 27,000 | 44,000 | 83,000 | 118,000 |
| Noninterest expense | 709,000 | 1,396,000 | 2,078,000 | 2,771,000 |
| Provision for loan losses | 35,000 | 45,000 | 71,000 | 71,000 |
| Pretax income | 199,000 | 504,000 | 755,000 | 931,000 |
| Income tax | 69,000 | 175,000 | 262,000 | 323,000 |
| Net income | 130,000 | 329,000 | 493,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,184,000 | 7,132,000 | 7,047,000 | 6,911,000 |
| Total capital | 7,899,000 | 7,857,000 | 7,798,000 | 7,662,000 |
| Risk-weighted assets | 66,352,000 | 64,641,000 | 64,513,000 | 65,009,000 |