Call reports 2006
BANK OF LAS VEGAS — 2006
What BANK OF LAS VEGAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,679,000 | 64,833,000 | 65,440,000 | 67,571,000 |
| Total loans | 52,340,000 | 55,423,000 | 60,811,000 | 63,020,000 |
| Allowance for loan losses | 610,000 | 560,000 | 695,000 | 705,000 |
| Securities available for sale | 98,000 | 97,000 | 99,000 | 98,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,051,000 | 54,958,000 | 55,412,000 | 53,327,000 |
| Interest-bearing deposits | 45,445,000 | 39,930,000 | 42,542,000 | 40,388,000 |
| Noninterest-bearing deposits | 13,606,000 | 15,028,000 | 12,870,000 | 12,939,000 |
| Equity capital | 9,507,000 | 9,761,000 | 9,912,000 | 9,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,441,000 | 3,841,000 | 5,237,000 |
| Interest expense | 234,000 | 547,000 | 935,000 | 1,373,000 |
| Net interest income | 907,000 | 1,894,000 | 2,906,000 | 3,864,000 |
| Noninterest income | 26,000 | 55,000 | 79,000 | 94,000 |
| Noninterest expense | 646,000 | 1,323,000 | 1,996,000 | 2,669,000 |
| Provision for loan losses | 115,000 | 65,000 | 200,000 | 210,000 |
| Pretax income | 172,000 | 561,000 | 789,000 | 1,079,000 |
| Income tax | 59,000 | 193,000 | 272,000 | 372,000 |
| Net income | 113,000 | 368,000 | 517,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,710,000 | 7,964,000 | 8,114,000 | 7,304,000 |
| Total capital | 8,320,000 | 8,524,000 | 8,809,000 | 8,009,000 |
| Risk-weighted assets | 58,882,000 | 59,389,000 | 64,638,000 | 64,218,000 |