Call reports 2005
BANK OF LAS VEGAS — 2005
What BANK OF LAS VEGAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,974,000 | 54,097,000 | 75,164,000 | 58,326,000 |
| Total loans | 44,205,000 | 46,488,000 | 48,080,000 | 50,899,000 |
| Allowance for loan losses | 374,000 | 435,000 | 450,000 | 495,000 |
| Securities available for sale | 151,000 | 152,000 | 149,000 | 147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,462,000 | 46,261,000 | 66,901,000 | 47,741,000 |
| Interest-bearing deposits | 33,099,000 | 33,999,000 | 44,204,000 | 38,325,000 |
| Noninterest-bearing deposits | 10,363,000 | 12,262,000 | 22,697,000 | 9,416,000 |
| Equity capital | 6,446,000 | 6,761,000 | 6,949,000 | 9,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,783,000 | 2,854,000 | 3,975,000 |
| Interest expense | 141,000 | 308,000 | 520,000 | 743,000 |
| Net interest income | 696,000 | 1,475,000 | 2,334,000 | 3,232,000 |
| Noninterest income | 35,000 | 54,000 | 99,000 | 155,000 |
| Noninterest expense | 566,000 | 1,127,000 | 1,717,000 | 2,280,000 |
| Provision for loan losses | -51,000 | 10,000 | 25,000 | 70,000 |
| Pretax income | 216,000 | 392,000 | 691,000 | 1,037,000 |
| Income tax | 74,000 | 135,000 | 248,000 | 367,000 |
| Net income | 142,000 | 257,000 | 443,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,325,000 | 6,688,000 | 6,950,000 | 7,597,000 |
| Total capital | 6,699,000 | 7,123,000 | 7,400,000 | 8,092,000 |
| Risk-weighted assets | 49,022,000 | 51,603,000 | 56,552,000 | 54,993,000 |