Call reports 2004
BANK OF LAS VEGAS — 2004
What BANK OF LAS VEGAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,742,000 | 49,868,000 | 52,439,000 | 47,539,000 |
| Total loans | 30,065,000 | 33,691,000 | 38,254,000 | 41,134,000 |
| Allowance for loan losses | 363,000 | 363,000 | 399,000 | 425,000 |
| Securities available for sale | 3,245,000 | 262,000 | 261,000 | 153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,736,000 | 43,835,000 | 46,301,000 | 41,286,000 |
| Interest-bearing deposits | 30,061,000 | 34,550,000 | 36,051,000 | 31,161,000 |
| Noninterest-bearing deposits | 5,675,000 | 9,285,000 | 10,250,000 | 10,125,000 |
| Equity capital | 5,942,000 | 5,981,000 | 6,059,000 | 6,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,216,000 | 1,932,000 | 2,799,000 |
| Interest expense | 114,000 | 246,000 | 384,000 | 530,000 |
| Net interest income | 458,000 | 970,000 | 1,548,000 | 2,269,000 |
| Noninterest income | 23,000 | 58,000 | 136,000 | 164,000 |
| Noninterest expense | 497,000 | 1,001,000 | 1,502,000 | 2,002,000 |
| Provision for loan losses | 26,000 | 26,000 | 62,000 | 88,000 |
| Pretax income | -42,000 | 1,000 | 120,000 | 343,000 |
| Income tax | -14,000 | 1,000 | 43,000 | 119,000 |
| Net income | -28,000 | 0 | 77,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,607,000 | 5,667,000 | 5,787,000 | 6,009,000 |
| Total capital | 5,970,000 | 6,030,000 | 6,186,000 | 6,434,000 |
| Risk-weighted assets | 34,383,000 | 38,905,000 | 43,152,000 | 45,836,000 |