Call reports 2003
BANK OF LAS VEGAS — 2003
What BANK OF LAS VEGAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,983,000 | 31,965,000 | 34,743,000 | 35,374,000 |
| Total loans | 20,515,000 | 25,526,000 | 26,975,000 | 27,398,000 |
| Allowance for loan losses | 321,000 | 321,000 | 327,000 | 337,000 |
| Securities available for sale | 3,062,000 | 3,001,000 | 2,982,000 | 2,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,014,000 | 26,005,000 | 28,728,000 | 29,363,000 |
| Interest-bearing deposits | 18,406,000 | 21,498,000 | 23,530,000 | 23,534,000 |
| Noninterest-bearing deposits | 4,608,000 | 4,507,000 | 5,198,000 | 5,829,000 |
| Equity capital | 5,911,000 | 5,907,000 | 5,938,000 | 5,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 901,000 | 1,418,000 | 1,941,000 |
| Interest expense | 99,000 | 203,000 | 306,000 | 411,000 |
| Net interest income | 323,000 | 698,000 | 1,112,000 | 1,530,000 |
| Noninterest income | -39,000 | -21,000 | 34,000 | 65,000 |
| Noninterest expense | 373,000 | 771,000 | 1,168,000 | 1,560,000 |
| Provision for loan losses | 29,000 | 29,000 | 35,000 | 45,000 |
| Pretax income | -118,000 | -123,000 | -57,000 | -10,000 |
| Income tax | -40,000 | -41,000 | -18,000 | -2,000 |
| Net income | -78,000 | -82,000 | -39,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,558,000 | 5,553,000 | 5,602,000 | 5,649,000 |
| Total capital | 5,852,000 | 5,874,000 | 5,929,000 | 5,986,000 |
| Risk-weighted assets | 23,485,000 | 28,029,000 | 29,678,000 | 30,188,000 |