Call reports 2002
BATH NATIONAL BANK — 2002
What BATH NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 405,378,000 | 447,097,000 | 446,091,000 | 495,055,000 |
| Total loans | 186,478,000 | 206,061,000 | 214,344,000 | 228,938,000 |
| Allowance for loan losses | 2,886,000 | 3,189,000 | 3,267,000 | 3,494,000 |
| Securities available for sale | 152,124,000 | 171,658,000 | 168,652,000 | 202,325,000 |
| Securities held to maturity | 1,329,000 | 2,098,000 | 1,848,000 | 1,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,882,000 | 339,063,000 | 332,488,000 | 370,894,000 |
| Interest-bearing deposits | 266,653,000 | 296,800,000 | 287,688,000 | 324,235,000 |
| Noninterest-bearing deposits | 41,229,000 | 42,263,000 | 44,800,000 | 46,659,000 |
| Equity capital | 62,874,000 | 65,450,000 | 67,071,000 | 67,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,176,000 | 10,943,000 | 16,931,000 | 22,809,000 |
| Interest expense | 2,045,000 | 4,330,000 | 6,554,000 | 8,579,000 |
| Net interest income | 3,131,000 | 6,613,000 | 10,377,000 | 14,230,000 |
| Noninterest income | 561,000 | 1,280,000 | 2,054,000 | 2,895,000 |
| Noninterest expense | 2,039,000 | 4,350,000 | 6,686,000 | 9,349,000 |
| Provision for loan losses | 202,000 | 405,000 | 608,000 | 908,000 |
| Pretax income | 1,351,000 | 3,038,000 | 5,037,000 | 6,773,000 |
| Income tax | 330,000 | 792,000 | 1,373,000 | 1,772,000 |
| Net income | 1,021,000 | 2,246,000 | 3,664,000 | 5,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,573,000 | 27,997,000 | 28,162,000 | 24,505,000 |
| Total capital | 30,196,000 | 30,835,000 | 31,063,000 | 27,669,000 |
| Risk-weighted assets | 209,569,000 | 226,779,000 | 232,206,000 | 252,755,000 |