Call reports 2001
BATH NATIONAL BANK — 2001
What BATH NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 298,594,000 | 346,904,000 | 357,004,000 | 362,645,000 |
| Total loans | 190,342,000 | 187,843,000 | 182,740,000 | 179,927,000 |
| Allowance for loan losses | 2,689,000 | 2,844,000 | 2,777,000 | 2,829,000 |
| Securities available for sale | 70,033,000 | 96,172,000 | 106,454,000 | 122,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,663,000 | 240,814,000 | 254,839,000 | 256,942,000 |
| Interest-bearing deposits | 195,018,000 | 199,033,000 | 211,169,000 | 216,109,000 |
| Noninterest-bearing deposits | 37,645,000 | 41,781,000 | 43,670,000 | 40,833,000 |
| Equity capital | 28,707,000 | 63,590,000 | 64,303,000 | 63,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,307,000 | 3,563,000 | 8,623,000 | 13,688,000 |
| Interest expense | 2,452,000 | 1,384,000 | 3,452,000 | 5,428,000 |
| Net interest income | 2,855,000 | 2,179,000 | 5,171,000 | 8,260,000 |
| Noninterest income | 473,000 | 440,000 | 1,096,000 | 1,812,000 |
| Noninterest expense | 2,007,000 | 1,709,000 | 4,340,000 | 7,146,000 |
| Provision for loan losses | 303,000 | 135,000 | 538,000 | 840,000 |
| Pretax income | 1,018,000 | 786,000 | 1,400,000 | 2,112,000 |
| Income tax | 258,000 | 383,000 | 712,000 | 970,000 |
| Net income | 760,000 | 403,000 | 688,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,561,000 | 26,612,000 | 26,917,000 | 27,428,000 |
| Total capital | 29,792,000 | 29,073,000 | 29,403,000 | 29,852,000 |
| Risk-weighted assets | 178,004,000 | 196,478,000 | 198,622,000 | 193,475,000 |