Call reports 2018
FIRST BANK & TRUST, IL — 2018
What FIRST BANK & TRUST, IL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 478,485,000 | 493,101,000 |
| Total loans | 369,617,000 | 364,891,000 |
| Allowance for loan losses | 4,423,000 | 319,000 |
| Securities available for sale | 58,652,000 | 57,477,000 |
| Securities held to maturity | 12,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 395,368,000 | 383,679,000 |
| Interest-bearing deposits | 383,468,000 | 372,695,000 |
| Noninterest-bearing deposits | 11,900,000 | 10,984,000 |
| Equity capital | 48,303,000 | 75,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 4,861,000 | 3,868,000 |
| Interest expense | 810,000 | 352,000 |
| Net interest income | 4,051,000 | 3,516,000 |
| Noninterest income | 763,000 | 477,000 |
| Noninterest expense | 3,186,000 | 2,047,000 |
| Provision for loan losses | 150,000 | 697,000 |
| Pretax income | 1,478,000 | 1,249,000 |
| Income tax | 378,000 | 330,000 |
| Net income | 1,100,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 48,663,000 | 44,490,000 |
| Total capital | 53,086,000 | 44,809,000 |
| Risk-weighted assets | 377,605,000 | 375,293,000 |