Call reports 2017
FIRST BANK & TRUST, IL — 2017
What FIRST BANK & TRUST, IL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 460,427,000 | 465,396,000 | 464,500,000 | 476,181,000 |
| Total loans | 348,358,000 | 370,212,000 | 368,168,000 | 373,621,000 |
| Allowance for loan losses | 4,569,000 | 4,676,000 | 4,383,000 | 4,417,000 |
| Securities available for sale | 60,399,000 | 59,665,000 | 57,570,000 | 58,018,000 |
| Securities held to maturity | 76,000 | 57,000 | 40,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,874,000 | 382,776,000 | 381,529,000 | 392,816,000 |
| Interest-bearing deposits | 363,361,000 | 372,407,000 | 370,946,000 | 382,061,000 |
| Noninterest-bearing deposits | 10,513,000 | 10,369,000 | 10,583,000 | 10,755,000 |
| Equity capital | 46,900,000 | 47,854,000 | 48,329,000 | 47,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,504,000 | 9,202,000 | 14,040,000 | 18,919,000 |
| Interest expense | 758,000 | 1,485,000 | 2,259,000 | 3,071,000 |
| Net interest income | 3,746,000 | 7,717,000 | 11,781,000 | 15,848,000 |
| Noninterest income | 751,000 | 1,490,000 | 2,234,000 | 2,981,000 |
| Noninterest expense | 3,142,000 | 6,146,000 | 9,261,000 | 12,128,000 |
| Provision for loan losses | 120,000 | 305,000 | 495,000 | 903,000 |
| Pretax income | 1,235,000 | 2,756,000 | 4,277,000 | 5,816,000 |
| Income tax | 439,000 | 984,000 | 1,541,000 | 2,802,000 |
| Net income | 796,000 | 1,772,000 | 2,736,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,363,000 | 46,954,000 | 47,535,000 | 47,555,000 |
| Total capital | 50,777,000 | 51,630,000 | 51,918,000 | 51,972,000 |
| Risk-weighted assets | 352,962,000 | 375,312,000 | 371,035,000 | 379,660,000 |