Call reports 2016
FIRST BANK & TRUST, IL — 2016
What FIRST BANK & TRUST, IL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 447,454,000 | 445,535,000 | 448,863,000 | 452,732,000 |
| Total loans | 347,276,000 | 346,592,000 | 354,801,000 | 351,359,000 |
| Allowance for loan losses | 4,590,000 | 4,633,000 | 4,739,000 | 4,686,000 |
| Securities available for sale | 60,701,000 | 59,745,000 | 57,846,000 | 58,076,000 |
| Securities held to maturity | 195,000 | 161,000 | 129,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,188,000 | 359,226,000 | 362,309,000 | 366,770,000 |
| Interest-bearing deposits | 350,395,000 | 348,114,000 | 349,676,000 | 356,305,000 |
| Noninterest-bearing deposits | 11,793,000 | 11,112,000 | 12,633,000 | 10,465,000 |
| Equity capital | 45,776,000 | 46,422,000 | 47,043,000 | 46,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,561,000 | 9,134,000 | 13,784,000 | 18,445,000 |
| Interest expense | 841,000 | 1,601,000 | 2,357,000 | 3,122,000 |
| Net interest income | 3,720,000 | 7,533,000 | 11,427,000 | 15,323,000 |
| Noninterest income | 661,000 | 1,452,000 | 2,350,000 | 3,220,000 |
| Noninterest expense | 3,131,000 | 6,196,000 | 9,334,000 | 12,342,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,130,000 | 2,549,000 | 4,136,000 | 5,774,000 |
| Income tax | 396,000 | 907,000 | 1,483,000 | 2,082,000 |
| Net income | 734,000 | 1,642,000 | 2,653,000 | 3,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,635,000 | 45,064,000 | 45,585,000 | 45,952,000 |
| Total capital | 49,047,000 | 49,495,000 | 50,095,000 | 50,443,000 |
| Risk-weighted assets | 352,730,000 | 354,185,000 | 360,492,000 | 359,056,000 |