Call reports 2015
FIRST BANK & TRUST, IL — 2015
What FIRST BANK & TRUST, IL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 439,530,000 | 434,945,000 | 443,372,000 | 449,541,000 |
| Total loans | 329,622,000 | 339,593,000 | 349,301,000 | 353,579,000 |
| Allowance for loan losses | 4,528,000 | 4,445,000 | 4,469,000 | 4,550,000 |
| Securities available for sale | 60,759,000 | 59,978,000 | 58,301,000 | 58,609,000 |
| Securities held to maturity | 362,000 | 317,000 | 271,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,647,000 | 349,363,000 | 358,503,000 | 362,883,000 |
| Interest-bearing deposits | 343,990,000 | 334,582,000 | 348,571,000 | 351,580,000 |
| Noninterest-bearing deposits | 11,657,000 | 14,781,000 | 9,932,000 | 11,303,000 |
| Equity capital | 44,425,000 | 44,090,000 | 44,833,000 | 45,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,324,000 | 8,788,000 | 13,357,000 | 18,037,000 |
| Interest expense | 754,000 | 1,519,000 | 2,315,000 | 3,154,000 |
| Net interest income | 3,570,000 | 7,269,000 | 11,042,000 | 14,883,000 |
| Noninterest income | 716,000 | 1,456,000 | 2,238,000 | 2,966,000 |
| Noninterest expense | 3,024,000 | 6,097,000 | 9,146,000 | 12,128,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 580,000 |
| Pretax income | 1,142,000 | 2,388,000 | 3,814,000 | 5,181,000 |
| Income tax | 393,000 | 831,000 | 1,340,000 | 1,796,000 |
| Net income | 749,000 | 1,557,000 | 2,474,000 | 3,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,202,000 | 43,430,000 | 43,868,000 | 44,301,000 |
| Total capital | 47,388,000 | 47,761,000 | 48,308,000 | 48,796,000 |
| Risk-weighted assets | 334,610,000 | 346,238,000 | 355,021,000 | 359,388,000 |