Call reports 2014
FIRST BANK & TRUST, IL — 2014
What FIRST BANK & TRUST, IL reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 411,631,000 | 417,766,000 | 428,706,000 | 433,275,000 |
| Total loans | 307,024,000 | 322,366,000 | 334,366,000 | 330,986,000 |
| Allowance for loan losses | 4,037,000 | 4,162,000 | 4,230,000 | 4,476,000 |
| Securities available for sale | 59,520,000 | 59,499,000 | 57,227,000 | 55,958,000 |
| Securities held to maturity | 541,000 | 486,000 | 443,000 | 398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,925,000 | 335,540,000 | 346,717,000 | 350,151,000 |
| Interest-bearing deposits | 319,508,000 | 322,718,000 | 337,139,000 | 337,938,000 |
| Noninterest-bearing deposits | 12,417,000 | 12,822,000 | 9,578,000 | 12,213,000 |
| Equity capital | 41,858,000 | 42,327,000 | 42,851,000 | 43,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,196,000 | 8,532,000 | 13,054,000 | 17,580,000 |
| Interest expense | 708,000 | 1,424,000 | 2,166,000 | 2,928,000 |
| Net interest income | 3,488,000 | 7,108,000 | 10,888,000 | 14,652,000 |
| Noninterest income | 644,000 | 1,325,000 | 2,016,000 | 2,710,000 |
| Noninterest expense | 2,694,000 | 5,473,000 | 8,279,000 | 11,276,000 |
| Provision for loan losses | 193,000 | 393,000 | 599,000 | 764,000 |
| Pretax income | 1,245,000 | 2,567,000 | 4,026,000 | 5,322,000 |
| Income tax | 454,000 | 921,000 | 1,451,000 | 1,917,000 |
| Net income | 791,000 | 1,646,000 | 2,575,000 | 3,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,741,000 | 41,916,000 | 42,364,000 | 42,713,000 |
| Total capital | 45,569,000 | 45,869,000 | 46,420,000 | 46,749,000 |
| Risk-weighted assets | 306,021,000 | 316,057,000 | 324,288,000 | 322,440,000 |