Call reports 2013
FIRST BANK & TRUST, IL — 2013
What FIRST BANK & TRUST, IL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 393,164,000 | 391,790,000 | 395,869,000 | 406,908,000 |
| Total loans | 287,301,000 | 294,863,000 | 298,075,000 | 309,744,000 |
| Allowance for loan losses | 4,164,000 | 4,453,000 | 4,451,000 | 3,930,000 |
| Securities available for sale | 58,503,000 | 57,263,000 | 56,229,000 | 56,117,000 |
| Securities held to maturity | 946,000 | 789,000 | 671,000 | 601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,937,000 | 310,528,000 | 317,490,000 | 328,494,000 |
| Interest-bearing deposits | 302,171,000 | 298,370,000 | 306,271,000 | 316,417,000 |
| Noninterest-bearing deposits | 11,766,000 | 12,158,000 | 11,219,000 | 12,077,000 |
| Equity capital | 41,513,000 | 40,717,000 | 41,025,000 | 40,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,174,000 | 8,362,000 | 12,615,000 | 16,859,000 |
| Interest expense | 735,000 | 1,446,000 | 2,151,000 | 2,872,000 |
| Net interest income | 3,439,000 | 6,916,000 | 10,464,000 | 13,987,000 |
| Noninterest income | 777,000 | 1,548,000 | 2,332,000 | 2,972,000 |
| Noninterest expense | 2,665,000 | 5,416,000 | 8,070,000 | 10,979,000 |
| Provision for loan losses | 380,000 | 679,000 | 829,000 | 979,000 |
| Pretax income | 1,171,000 | 2,369,000 | 3,897,000 | 5,001,000 |
| Income tax | 408,000 | 825,000 | 1,375,000 | 1,756,000 |
| Net income | 763,000 | 1,544,000 | 2,522,000 | 3,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,380,000 | 40,585,000 | 40,986,000 | 40,930,000 |
| Total capital | 43,919,000 | 44,209,000 | 44,648,000 | 44,765,000 |
| Risk-weighted assets | 282,491,000 | 289,085,000 | 292,204,000 | 306,680,000 |