Call reports 2012
FIRST BANK & TRUST, IL — 2012
What FIRST BANK & TRUST, IL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 397,563,000 | 392,132,000 | 392,565,000 | 389,337,000 |
| Total loans | 287,668,000 | 292,203,000 | 290,392,000 | 290,416,000 |
| Allowance for loan losses | 4,677,000 | 5,306,000 | 4,324,000 | 3,870,000 |
| Securities available for sale | 52,334,000 | 56,023,000 | 55,934,000 | 52,958,000 |
| Securities held to maturity | 1,816,000 | 1,534,000 | 1,329,000 | 1,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,894,000 | 307,742,000 | 307,898,000 | 310,406,000 |
| Interest-bearing deposits | 301,928,000 | 295,709,000 | 297,049,000 | 298,827,000 |
| Noninterest-bearing deposits | 10,966,000 | 12,033,000 | 10,849,000 | 11,579,000 |
| Equity capital | 42,138,000 | 42,117,000 | 42,364,000 | 41,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,718,000 | 9,286,000 | 13,733,000 | 18,163,000 |
| Interest expense | 1,029,000 | 1,881,000 | 2,717,000 | 3,520,000 |
| Net interest income | 3,689,000 | 7,405,000 | 11,016,000 | 14,643,000 |
| Noninterest income | 806,000 | 1,609,000 | 2,602,000 | 3,604,000 |
| Noninterest expense | 2,643,000 | 5,332,000 | 8,010,000 | 11,334,000 |
| Provision for loan losses | 500,000 | 999,000 | 1,499,000 | 1,998,000 |
| Pretax income | 1,532,000 | 2,863,000 | 4,289,000 | 5,559,000 |
| Income tax | 563,000 | 1,044,000 | 1,562,000 | 2,020,000 |
| Net income | 969,000 | 1,819,000 | 2,727,000 | 3,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,398,000 | 40,324,000 | 40,406,000 | 40,343,000 |
| Total capital | 43,965,000 | 43,933,000 | 44,022,000 | 43,957,000 |
| Risk-weighted assets | 284,258,000 | 287,017,000 | 288,566,000 | 288,888,000 |