Call reports 2011
FIRST BANK & TRUST, IL — 2011
What FIRST BANK & TRUST, IL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 399,688,000 | 394,269,000 | 392,063,000 | 392,552,000 |
| Total loans | 288,022,000 | 290,953,000 | 295,246,000 | 291,675,000 |
| Allowance for loan losses | 4,441,000 | 4,602,000 | 4,807,000 | 4,555,000 |
| Securities available for sale | 55,044,000 | 56,732,000 | 53,051,000 | 53,993,000 |
| Securities held to maturity | 2,779,000 | 2,580,000 | 2,330,000 | 2,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,254,000 | 299,313,000 | 301,484,000 | 303,780,000 |
| Interest-bearing deposits | 295,241,000 | 290,018,000 | 292,066,000 | 294,166,000 |
| Noninterest-bearing deposits | 10,013,000 | 9,295,000 | 9,418,000 | 9,614,000 |
| Equity capital | 42,127,000 | 42,718,000 | 43,019,000 | 41,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,030,000 | 10,068,000 | 15,189,000 | 20,121,000 |
| Interest expense | 1,347,000 | 2,528,000 | 3,638,000 | 4,658,000 |
| Net interest income | 3,683,000 | 7,540,000 | 11,551,000 | 15,463,000 |
| Noninterest income | 658,000 | 1,343,000 | 2,201,000 | 3,076,000 |
| Noninterest expense | 2,595,000 | 5,171,000 | 7,680,000 | 10,307,000 |
| Provision for loan losses | 500,000 | 999,000 | 1,749,000 | 2,298,000 |
| Pretax income | 1,246,000 | 2,713,000 | 4,449,000 | 6,060,000 |
| Income tax | 429,000 | 944,000 | 1,534,000 | 2,137,000 |
| Net income | 817,000 | 1,769,000 | 2,915,000 | 3,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,620,000 | 40,825,000 | 41,020,000 | 39,404,000 |
| Total capital | 44,112,000 | 44,378,000 | 44,617,000 | 43,016,000 |
| Risk-weighted assets | 278,395,000 | 283,182,000 | 286,533,000 | 287,977,000 |