Call reports 2010
FIRST BANK & TRUST, IL — 2010
What FIRST BANK & TRUST, IL reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 395,997,000 | 395,385,000 | 401,804,000 | 404,940,000 |
| Total loans | 287,914,000 | 289,041,000 | 293,009,000 | 297,602,000 |
| Allowance for loan losses | 4,129,000 | 4,038,000 | 3,763,000 | 4,097,000 |
| Securities available for sale | 55,278,000 | 58,654,000 | 54,448,000 | 57,343,000 |
| Securities held to maturity | 4,062,000 | 3,816,000 | 3,568,000 | 3,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,932,000 | 292,504,000 | 298,224,000 | 301,595,000 |
| Interest-bearing deposits | 285,265,000 | 283,934,000 | 289,335,000 | 292,332,000 |
| Noninterest-bearing deposits | 8,667,000 | 8,570,000 | 8,889,000 | 9,263,000 |
| Equity capital | 39,786,000 | 40,536,000 | 41,347,000 | 41,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,157,000 | 10,321,000 | 15,541,000 | 20,795,000 |
| Interest expense | 1,753,000 | 3,409,000 | 5,016,000 | 6,559,000 |
| Net interest income | 3,404,000 | 6,912,000 | 10,525,000 | 14,236,000 |
| Noninterest income | 689,000 | 1,365,000 | 2,198,000 | 3,130,000 |
| Noninterest expense | 2,459,000 | 4,989,000 | 7,556,000 | 10,795,000 |
| Provision for loan losses | 583,000 | 1,133,000 | 1,698,000 | 2,148,000 |
| Pretax income | 1,113,000 | 2,217,000 | 3,552,000 | 4,506,000 |
| Income tax | 362,000 | 716,000 | 1,157,000 | 1,455,000 |
| Net income | 751,000 | 1,501,000 | 2,395,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,019,000 | 38,547,000 | 39,268,000 | 39,777,000 |
| Total capital | 41,497,000 | 42,018,000 | 42,824,000 | 43,381,000 |
| Risk-weighted assets | 277,557,000 | 277,082,000 | 284,240,000 | 287,793,000 |