Call reports 2009
FIRST BANK & TRUST, IL — 2009
What FIRST BANK & TRUST, IL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 379,600,000 | 379,943,000 | 385,402,000 | 389,249,000 |
| Total loans | 280,869,000 | 284,060,000 | 289,341,000 | 288,533,000 |
| Allowance for loan losses | 3,988,000 | 3,705,000 | 3,443,000 | 3,848,000 |
| Securities available for sale | 48,407,000 | 47,515,000 | 50,277,000 | 50,452,000 |
| Securities held to maturity | 4,805,000 | 4,628,000 | 4,447,000 | 4,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,881,000 | 279,127,000 | 284,788,000 | 287,989,000 |
| Interest-bearing deposits | 269,139,000 | 270,096,000 | 277,795,000 | 279,255,000 |
| Noninterest-bearing deposits | 8,742,000 | 9,031,000 | 6,993,000 | 8,734,000 |
| Equity capital | 38,722,000 | 37,978,000 | 38,474,000 | 39,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,246,000 | 10,557,000 | 15,885,000 | 21,202,000 |
| Interest expense | 2,342,000 | 4,560,000 | 6,650,000 | 8,607,000 |
| Net interest income | 2,904,000 | 5,997,000 | 9,235,000 | 12,595,000 |
| Noninterest income | 980,000 | 2,005,000 | 2,777,000 | 3,597,000 |
| Noninterest expense | 2,814,000 | 5,559,000 | 7,855,000 | 10,436,000 |
| Provision for loan losses | 500,000 | 2,886,000 | 4,514,000 | 5,319,000 |
| Pretax income | 570,000 | -329,000 | -164,000 | 662,000 |
| Income tax | 158,000 | -238,000 | -239,000 | 34,000 |
| Net income | 412,000 | -91,000 | 75,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,056,000 | 36,590,000 | 36,658,000 | 37,239,000 |
| Total capital | 40,448,000 | 39,967,000 | 40,090,000 | 40,704,000 |
| Risk-weighted assets | 270,774,000 | 269,848,000 | 274,529,000 | 276,824,000 |