Call reports 2008
FIRST BANK & TRUST, IL — 2008
What FIRST BANK & TRUST, IL reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 339,668,000 | 342,194,000 | 349,473,000 | 361,232,000 |
| Total loans | 245,073,000 | 253,305,000 | 268,584,000 | 274,657,000 |
| Allowance for loan losses | 2,301,000 | 2,459,000 | 2,479,000 | 3,520,000 |
| Securities available for sale | 45,095,000 | 44,115,000 | 42,195,000 | 44,549,000 |
| Securities held to maturity | 5,224,000 | 5,101,000 | 5,006,000 | 4,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,585,000 | 246,402,000 | 249,669,000 | 265,758,000 |
| Interest-bearing deposits | 243,172,000 | 237,854,000 | 242,643,000 | 256,026,000 |
| Noninterest-bearing deposits | 10,413,000 | 8,548,000 | 7,026,000 | 9,732,000 |
| Equity capital | 33,157,000 | 33,122,000 | 32,929,000 | 32,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,029,000 | 10,129,000 | 15,302,000 | 20,587,000 |
| Interest expense | 2,625,000 | 5,063,000 | 7,479,000 | 9,926,000 |
| Net interest income | 2,404,000 | 5,066,000 | 7,823,000 | 10,661,000 |
| Noninterest income | 702,000 | 1,405,000 | 2,094,000 | 2,664,000 |
| Noninterest expense | 2,289,000 | 4,605,000 | 6,857,000 | 9,330,000 |
| Provision for loan losses | 209,000 | 402,000 | 1,271,000 | 2,590,000 |
| Pretax income | 661,000 | 1,517,000 | 1,842,000 | 1,458,000 |
| Income tax | 212,000 | 499,000 | 589,000 | 390,000 |
| Net income | 449,000 | 1,018,000 | 1,253,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,809,000 | 32,170,000 | 31,982,000 | 31,563,000 |
| Total capital | 34,110,000 | 34,629,000 | 34,461,000 | 34,886,000 |
| Risk-weighted assets | 238,507,000 | 245,297,000 | 258,674,000 | 265,632,000 |