Call reports 2007
FIRST BANK & TRUST, IL — 2007
What FIRST BANK & TRUST, IL reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 298,710,000 | 300,629,000 | 302,761,000 | 326,273,000 |
| Total loans | 196,542,000 | 208,745,000 | 211,925,000 | 237,189,000 |
| Allowance for loan losses | 2,222,000 | 2,118,000 | 2,172,000 | 2,091,000 |
| Securities available for sale | 62,271,000 | 50,971,000 | 48,279,000 | 48,318,000 |
| Securities held to maturity | 5,677,000 | 5,542,000 | 5,422,000 | 5,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,314,000 | 220,641,000 | 217,217,000 | 232,478,000 |
| Interest-bearing deposits | 212,592,000 | 211,128,000 | 8,540,000 | 224,941,000 |
| Noninterest-bearing deposits | 11,722,000 | 9,513,000 | 208,677,000 | 7,537,000 |
| Equity capital | 31,512,000 | 31,521,000 | 32,048,000 | 32,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,451,000 | 9,112,000 | 14,046,000 | 19,070,000 |
| Interest expense | 2,317,000 | 4,768,000 | 7,262,000 | 9,900,000 |
| Net interest income | 2,134,000 | 4,344,000 | 6,784,000 | 9,170,000 |
| Noninterest income | 610,000 | 1,229,000 | 1,936,000 | 2,570,000 |
| Noninterest expense | 2,293,000 | 4,538,000 | 6,743,000 | 9,086,000 |
| Provision for loan losses | 132,000 | 264,000 | 446,000 | 775,000 |
| Pretax income | 319,000 | 841,000 | 1,601,000 | 1,949,000 |
| Income tax | 67,000 | 204,000 | 438,000 | 514,000 |
| Net income | 252,000 | 637,000 | 1,163,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,696,000 | 31,039,000 | 31,307,000 | 31,234,000 |
| Total capital | 32,918,000 | 33,157,000 | 33,479,000 | 33,325,000 |
| Risk-weighted assets | 193,738,000 | 202,514,000 | 205,378,000 | 229,575,000 |