Call reports 2006
FIRST BANK & TRUST, IL — 2006
What FIRST BANK & TRUST, IL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 274,607,000 | 289,896,000 | 291,072,000 | 310,617,000 |
| Total loans | 166,081,000 | 181,846,000 | 186,354,000 | 188,302,000 |
| Allowance for loan losses | 2,674,000 | 2,630,000 | 2,504,000 | 2,222,000 |
| Securities available for sale | 73,712,000 | 68,179,000 | 66,083,000 | 64,190,000 |
| Securities held to maturity | 3,332,000 | 3,150,000 | 2,980,000 | 4,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,470,000 | 212,278,000 | 223,958,000 | 243,055,000 |
| Interest-bearing deposits | 170,841,000 | 200,993,000 | 213,728,000 | 232,135,000 |
| Noninterest-bearing deposits | 21,629,000 | 11,285,000 | 10,230,000 | 10,920,000 |
| Equity capital | 30,459,000 | 30,147,000 | 30,903,000 | 31,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 7,950,000 | 12,343,000 | 16,799,000 |
| Interest expense | 1,676,000 | 3,592,000 | 5,774,000 | 8,065,000 |
| Net interest income | 2,202,000 | 4,358,000 | 6,569,000 | 8,734,000 |
| Noninterest income | 545,000 | 1,206,000 | 1,735,000 | 2,303,000 |
| Noninterest expense | 2,196,000 | 4,412,000 | 6,630,000 | 8,801,000 |
| Provision for loan losses | 45,000 | 95,000 | 163,000 | 230,000 |
| Pretax income | 506,000 | 1,057,000 | 1,511,000 | 2,018,000 |
| Income tax | 129,000 | 289,000 | 391,000 | 514,000 |
| Net income | 377,000 | 768,000 | 1,120,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,032,000 | 30,269,000 | 30,491,000 | 30,270,000 |
| Total capital | 32,139,000 | 32,538,000 | 32,805,000 | 32,492,000 |
| Risk-weighted assets | 168,007,000 | 181,145,000 | 184,939,000 | 190,159,000 |