Call reports 2002
FIRST BANK & TRUST, IL — 2002
What FIRST BANK & TRUST, IL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 195,182,000 | 214,712,000 | 208,765,000 | 201,739,000 |
| Total loans | 105,313,000 | 107,125,000 | 111,181,000 | 107,700,000 |
| Allowance for loan losses | 1,806,000 | 1,981,000 | 1,976,000 | 1,911,000 |
| Securities available for sale | 68,067,000 | 84,393,000 | 76,307,000 | 71,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,609,000 | 163,955,000 | 153,970,000 | 149,695,000 |
| Interest-bearing deposits | 132,514,000 | 149,188,000 | 141,421,000 | 132,279,000 |
| Noninterest-bearing deposits | 13,095,000 | 14,767,000 | 12,549,000 | 17,416,000 |
| Equity capital | 21,476,000 | 22,565,000 | 22,191,000 | 22,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,695,000 | 10,250,000 | 13,573,000 |
| Interest expense | 1,505,000 | 2,953,000 | 4,378,000 | 5,675,000 |
| Net interest income | 1,792,000 | 3,742,000 | 5,872,000 | 7,898,000 |
| Noninterest income | 448,000 | 907,000 | 396,000 | 671,000 |
| Noninterest expense | 1,424,000 | 2,872,000 | 4,333,000 | 5,924,000 |
| Provision for loan losses | 199,000 | 496,000 | 663,000 | 718,000 |
| Pretax income | 617,000 | 1,281,000 | 1,272,000 | 1,927,000 |
| Income tax | 174,000 | 402,000 | 413,000 | 546,000 |
| Net income | 443,000 | 879,000 | 859,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,303,000 | 21,493,000 | 20,914,000 | 21,628,000 |
| Total capital | 22,682,000 | 22,939,000 | 22,381,000 | 23,044,000 |
| Risk-weighted assets | 109,920,000 | 115,162,000 | 116,824,000 | 112,757,000 |