Call reports 2001
FIRST BANK & TRUST, IL — 2001
What FIRST BANK & TRUST, IL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 194,229,000 | 185,511,000 | 191,099,000 | 195,590,000 |
| Total loans | 109,649,000 | 110,171,000 | 107,193,000 | 102,867,000 |
| Allowance for loan losses | 1,809,000 | 1,888,000 | 1,575,000 | 1,606,000 |
| Securities available for sale | 44,132,000 | 50,816,000 | 52,512,000 | 64,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,555,000 | 136,922,000 | 141,699,000 | 145,776,000 |
| Interest-bearing deposits | 117,002,000 | 124,124,000 | 130,134,000 | 131,801,000 |
| Noninterest-bearing deposits | 32,553,000 | 12,798,000 | 11,565,000 | 13,975,000 |
| Equity capital | 14,109,000 | 20,269,000 | 21,109,000 | 21,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,398,000 | 7,031,000 | 10,532,000 | 14,131,000 |
| Interest expense | 1,915,000 | 3,770,000 | 5,570,000 | 7,204,000 |
| Net interest income | 1,483,000 | 3,261,000 | 4,962,000 | 6,927,000 |
| Noninterest income | 574,000 | 1,135,000 | 1,676,000 | 2,249,000 |
| Noninterest expense | 1,421,000 | 2,875,000 | 4,255,000 | 5,854,000 |
| Provision for loan losses | 147,000 | 272,000 | 438,000 | 607,000 |
| Pretax income | 489,000 | 1,249,000 | 1,945,000 | 2,715,000 |
| Income tax | 173,000 | 456,000 | 703,000 | 924,000 |
| Net income | 316,000 | 793,000 | 1,242,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,483,000 | 19,775,000 | 20,252,000 | 20,843,000 |
| Total capital | 14,866,000 | 21,162,000 | 21,634,000 | 22,207,000 |
| Risk-weighted assets | 109,963,000 | 110,097,000 | 109,954,000 | 108,846,000 |