Call reports 2012
NEW WEST BANK — 2012
What NEW WEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,251,000 | 162,362,000 | 170,602,000 | 179,259,000 |
| Total loans | 80,901,000 | 82,100,000 | 82,357,000 | 85,966,000 |
| Allowance for loan losses | 1,225,000 | 1,452,000 | 1,115,000 | 1,128,000 |
| Securities available for sale | 72,186,000 | 70,179,000 | 74,481,000 | 80,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,850,000 | 146,744,000 | 154,141,000 | 162,909,000 |
| Interest-bearing deposits | 123,083,000 | 119,732,000 | 123,152,000 | 131,471,000 |
| Noninterest-bearing deposits | 24,767,000 | 27,012,000 | 30,989,000 | 31,438,000 |
| Equity capital | 14,864,000 | 15,112,000 | 15,519,000 | 15,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,690,000 | 5,558,000 | 7,449,000 |
| Interest expense | 255,000 | 494,000 | 717,000 | 941,000 |
| Net interest income | 1,587,000 | 3,196,000 | 4,841,000 | 6,508,000 |
| Noninterest income | 1,000 | 95,000 | 198,000 | 260,000 |
| Noninterest expense | 1,168,000 | 2,375,000 | 3,717,000 | 5,024,000 |
| Provision for loan losses | 50,000 | 270,000 | 330,000 | 350,000 |
| Pretax income | 442,000 | 826,000 | 1,262,000 | 1,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 826,000 | 1,262,000 | 1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,244,000 | 13,628,000 | 14,063,000 | 14,466,000 |
| Total capital | 14,439,000 | 14,833,000 | 15,178,000 | 15,594,000 |
| Risk-weighted assets | 95,577,000 | 96,175,000 | 99,446,000 | 102,341,000 |