Call reports 2011
NEW WEST BANK — 2011
What NEW WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,291,000 | 161,065,000 | 156,921,000 | 164,161,000 |
| Total loans | 79,706,000 | 81,987,000 | 81,628,000 | 83,316,000 |
| Allowance for loan losses | 1,199,000 | 1,202,000 | 1,291,000 | 1,169,000 |
| Securities available for sale | 61,234,000 | 62,853,000 | 64,758,000 | 70,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,024,000 | 143,380,000 | 139,840,000 | 146,699,000 |
| Interest-bearing deposits | 114,969,000 | 121,696,000 | 119,525,000 | 121,874,000 |
| Noninterest-bearing deposits | 18,055,000 | 21,684,000 | 20,315,000 | 24,825,000 |
| Equity capital | 12,674,000 | 14,038,000 | 14,762,000 | 14,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,660,000 | 5,583,000 | 7,397,000 |
| Interest expense | 377,000 | 717,000 | 1,039,000 | 1,362,000 |
| Net interest income | 1,387,000 | 2,943,000 | 4,544,000 | 6,035,000 |
| Noninterest income | 100,000 | 137,000 | 202,000 | -7,000 |
| Noninterest expense | 1,038,000 | 2,059,000 | 3,229,000 | 4,456,000 |
| Provision for loan losses | 170,000 | 370,000 | 460,000 | 330,000 |
| Pretax income | 298,000 | 679,000 | 1,120,000 | 1,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 679,000 | 1,120,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,271,000 | 12,652,000 | 13,093,000 | 13,373,000 |
| Total capital | 13,470,000 | 13,854,000 | 14,300,000 | 14,541,000 |
| Risk-weighted assets | 96,275,000 | 98,315,000 | 96,471,000 | 98,999,000 |