Call reports 2010
NEW WEST BANK — 2010
What NEW WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 147,306,000 | 145,066,000 | 143,200,000 | 152,000,000 |
| Total loans | 80,698,000 | 81,439,000 | 79,374,000 | 79,616,000 |
| Allowance for loan losses | 1,380,000 | 1,397,000 | 1,319,000 | 1,227,000 |
| Securities available for sale | 47,946,000 | 50,833,000 | 52,982,000 | 60,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,183,000 | 129,244,000 | 126,799,000 | 135,988,000 |
| Interest-bearing deposits | 116,406,000 | 111,446,000 | 110,204,000 | 117,819,000 |
| Noninterest-bearing deposits | 15,777,000 | 17,799,000 | 16,595,000 | 18,169,000 |
| Equity capital | 11,468,000 | 12,153,000 | 12,689,000 | 12,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 3,555,000 | 5,376,000 | 7,205,000 |
| Interest expense | 616,000 | 1,123,000 | 1,576,000 | 1,973,000 |
| Net interest income | 1,206,000 | 2,432,000 | 3,800,000 | 5,232,000 |
| Noninterest income | 128,000 | 241,000 | 337,000 | 337,000 |
| Noninterest expense | 925,000 | 1,894,000 | 2,865,000 | 4,180,000 |
| Provision for loan losses | 90,000 | 210,000 | 300,000 | 390,000 |
| Pretax income | 298,000 | 634,000 | 777,000 | 1,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 634,000 | 777,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,574,000 | 11,909,000 | 12,052,000 | 12,383,000 |
| Total capital | 12,810,000 | 13,132,000 | 13,239,000 | 13,600,000 |
| Risk-weighted assets | 98,633,000 | 97,642,000 | 95,001,000 | 97,372,000 |