Call reports 2009
NEW WEST BANK — 2009
What NEW WEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 132,278,000 | 146,843,000 | 148,664,000 | 152,546,000 |
| Total loans | 69,806,000 | 75,358,000 | 82,198,000 | 84,410,000 |
| Allowance for loan losses | 1,137,000 | 1,221,000 | 1,174,000 | 1,478,000 |
| Securities available for sale | 48,199,000 | 59,520,000 | 56,158,000 | 57,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,141,000 | 138,326,000 | 134,374,000 | 138,132,000 |
| Interest-bearing deposits | 109,821,000 | 122,564,000 | 119,863,000 | 121,693,000 |
| Noninterest-bearing deposits | 14,320,000 | 15,762,000 | 14,511,000 | 16,439,000 |
| Equity capital | 7,461,000 | 7,801,000 | 10,479,000 | 10,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,739,000 | 5,822,000 | 8,048,000 |
| Interest expense | 798,000 | 1,614,000 | 2,376,000 | 3,063,000 |
| Net interest income | 979,000 | 2,125,000 | 3,446,000 | 4,985,000 |
| Noninterest income | 59,000 | 138,000 | 262,000 | 353,000 |
| Noninterest expense | 748,000 | 1,558,000 | 2,683,000 | 3,592,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 950,000 |
| Pretax income | 140,000 | 405,000 | 525,000 | 530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 405,000 | 525,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,301,000 | 10,565,000 | 11,486,000 | 11,490,000 |
| Total capital | 11,356,000 | 11,776,000 | 12,660,000 | 12,809,000 |
| Risk-weighted assets | 84,326,000 | 96,892,000 | 103,518,000 | 105,386,000 |