Call reports 2006
NEW WEST BANK — 2006
What NEW WEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,589,000 | 74,534,000 | 79,943,000 | 86,610,000 |
| Total loans | 50,199,000 | 52,325,000 | 54,841,000 | 51,004,000 |
| Allowance for loan losses | 624,000 | 654,000 | 682,000 | 669,000 |
| Securities available for sale | 11,334,000 | 14,234,000 | 15,965,000 | 19,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,759,000 | 67,438,000 | 72,222,000 | 78,433,000 |
| Interest-bearing deposits | 59,799,000 | 59,164,000 | 63,701,000 | 70,077,000 |
| Noninterest-bearing deposits | 6,960,000 | 8,274,000 | 8,521,000 | 8,356,000 |
| Equity capital | 6,412,000 | 6,526,000 | 6,932,000 | 7,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,501,000 | 3,945,000 | 5,472,000 |
| Interest expense | 491,000 | 1,013,000 | 1,651,000 | 2,373,000 |
| Net interest income | 718,000 | 1,488,000 | 2,294,000 | 3,099,000 |
| Noninterest income | 40,000 | 94,000 | 148,000 | 209,000 |
| Noninterest expense | 527,000 | 1,102,000 | 1,737,000 | 2,437,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 110,000 |
| Pretax income | 201,000 | 420,000 | 605,000 | 761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 420,000 | 605,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,632,000 | 6,851,000 | 7,037,000 | 7,192,000 |
| Total capital | 7,256,000 | 7,505,000 | 7,719,000 | 7,861,000 |
| Risk-weighted assets | 56,585,000 | 58,791,000 | 61,840,000 | 60,483,000 |