Call reports 2004
NEW WEST BANK — 2004
What NEW WEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,384,000 | 39,206,000 | 52,176,000 | 57,526,000 |
| Total loans | 29,011,000 | 34,788,000 | 36,884,000 | 42,578,000 |
| Allowance for loan losses | 295,000 | 350,000 | 395,000 | 445,000 |
| Securities available for sale | 0 | 198,000 | 5,015,000 | 5,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,356,000 | 34,062,000 | 46,706,000 | 51,972,000 |
| Interest-bearing deposits | 25,624,000 | 31,100,000 | 42,327,000 | 47,506,000 |
| Noninterest-bearing deposits | 3,732,000 | 2,962,000 | 4,379,000 | 4,466,000 |
| Equity capital | 4,864,000 | 4,866,000 | 5,233,000 | 5,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 933,000 | 1,572,000 | 2,339,000 |
| Interest expense | 128,000 | 284,000 | 520,000 | 816,000 |
| Net interest income | 283,000 | 649,000 | 1,052,000 | 1,523,000 |
| Noninterest income | 15,000 | 34,000 | 53,000 | 68,000 |
| Noninterest expense | 327,000 | 655,000 | 984,000 | 1,363,000 |
| Provision for loan losses | 45,000 | 100,000 | 145,000 | 195,000 |
| Pretax income | -74,000 | -72,000 | -24,000 | 33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -74,000 | -72,000 | -24,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,864,000 | 4,866,000 | 5,214,000 | 5,271,000 |
| Total capital | 5,159,000 | 5,216,000 | 5,609,000 | 5,716,000 |
| Risk-weighted assets | 29,932,000 | 35,061,000 | 39,840,000 | 45,571,000 |